Monday, July 19, 2010

personal finance programs



I sought government assistance ONE time.  I mean actively go and get it, had a lawyer and everything and I got it. 



It was the TOUGHEST decision I ever made because I hated, I mean HATED the idea of relying on governmental help because I was raised to be independent but I had to do it.  I had to do it because I made a mistake unwittingly years ago (follies of youth) and I had to pay the piper as it were because it caught up with me and it was a bit of an act of desperation and had very little choice.  (bankruptcy)



I was taught not to look to the government for more than the execution of righteous laws, including and especially the Constitution, and its military defense of the country.   So this was little more than a handout from the government and because it bothered me so much, I actually went to therapy for a short while.  Things are fine now, as I said, this was years ago.



Because of the way I was brought up, and the way I am, I don't see how people can seek government help without trying other avenues first?  And I mean really trying.  Yeah, there are some legit cases, but then you know there are the loafers out there too, and this business of the unemployment benefits has been abused in recent times, especially since it has been certified that the Obeyme administration truly is anti-business and places to work at don't want to hire people in that kind of climate.  So you got two big problems here, the people taking advantage of a situation and the current government taking advantage of a situation and NEITHER one benefits in the end....except the government has tighter control.



So what are people to do?  The options are getting more and more limited these days.



-Jon





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President Obama Signs Iranian Sanctions Bill into Law


July 01, 2010 7:22 PM








ABC News’ Yunji de Nies and Sunlen Miller Report:



President Barack Obama signed a new sanctions bill against Iran aimed at “striking at the heart” of that country’s ability to develop nuclear weapons.  It’s a move the President says he did not seek, but one the Iranian government brought on themselves.



“Since taking office, I have made it clear that the United States was prepared to begin a new chapter of engagement with the Islamic Republic of Iran.  We offered the Iranian government a clear choice.  It could fulfill its international obligations and realize greater security, deeper economic and political integration with the world, and a better future for all Iranians.  Or, it could continue to flout its responsibilities and face even more pressure and isolation,” he said, “To date, Iran has chosen the path of defiance.”






Because of those choices, Mr. Obama says the United States and the international community will continue to increase their efforts to keep nuclear weapons out of the hands of Tehran. The new sanctions passed by Congress, entitled the ” Comprehensive Iran Sanctions, Accountability, and Divestment Act” limit fuel imports and the ability of foreign banks to do business with the Islamic Republic.



“It makes it harder for the Revolutionary Guards and banks that support Iran’s nuclear programs and terrorism to engage in international finance.  It says to companies seeking procurement contracts with the United States government—if you want to do business with us, you first have to certify that you’re not doing prohibited business with Iran,” the President said.



Even as he increases the pressure on their government, Mr. Obama sought to reassure the Iranian people that “the United States stands with the Iranian people as they seek to exercise their universal rights.  This legislation imposes sanctions on individuals who commit serious human rights abuses.  And it exempts from our trade embargo technologies that allow the Iranian people to access information and communicate freely.”



The President said this is not an irreversible course, and the Iranian government can still choose a path of peace.



“The door to diplomacy is still open.  Iran can prove that its intentions are peaceful,” the President said, “And it remains our hope that they choose this path, even as we are clear-eyed about the difficult challenges ahead.”



- Yunji de Nies and Sunlen Miller






July 1, 2010

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Of course, deciding whether you want to attend a course in person or take a course online depends on your personal preferences. When my brother took an online course, he found several things that were simply superior to attending a limited classroom. However, if you're unsure of why you may want to earn your finance degree online, read these top ten benefits before making your decision:

Cheaper

Online classrooms tend to cost just as much as attending an actual classroom. However, one main difference is that you won't be paying for room and board, food, and other necessities you may need at the campus. This way, you can save a few thousand dollars per semester instead of spending it on things you'd need if you attended an actual class.

Accessible

In essence, whenever you're with your laptop, you're with your online classroom. You're not confined to traveling to the classroom to talk to your professor or read up on some textbooks. All the material is readily accessible online or already on your computer.

Abundant

A few years ago, you might have some more trouble finding some legitimate programs. But now, 86% of colleges offer some sort of online programs. Among these, you could find several hundred that would offer a finance degree online.

Flexible

Online courses are made to suit your busy schedule. This means that you can set your priorities more effectively and save those few extra hours whenever you please to attend your online classroom to pursue your finance degree.

Respectable

In the United States alone, over 75% of colleges and universities offer online programs. This means that it doesn't look any worse to get your degree online in the eyes of prospective employers because it is now so commonplace.

High-Quality
Just because you are taking the course online doesn't mean it is a lower quality than taking an actual course. In fact, Cornell has established eCornell, showing that top tier universities, too, are making the transition toward online teaching.

Less Intimidating

In a real classroom, you are more vulnerable. You can have say something stupid, by mistake, and instantly be humiliated. Online, you have a few extra moments before you press that "Send" key, giving you just enough time to think out your responses. You're less rushed and more relaxed, devoting more of your brain energy toward learning and less on useless distractions.

Technology Efficient

Taking a course online, almost as a prerequisite, means you have to know how to use technology. If you don't, you'll learn quickly. You can no longer avoid the new technology, which you may have done by attending an actual classroom. By learning the in's and out's of the newest technology, you'll be more prepared for what the twenty-first century has to offer.

Student Interactive

In some classes, attendance is only based on student participation. This requires that a student be active in their learning; they can't simply sit in the background like they may be able to in an actual classroom of forty or more students. Student interaction is equally distributed among everyone in the classroom, making participation for more simple for even the quietest students.

Question-Friendly

Have you ever been too afraid to ask a question because you may have thought it was too stupid, especially when there are dozens of students staring at you? By earning your finance degree online, you'll be able to ask any questions via e-mail to your instructor who will be willing to answer all of them.

Source:
Rome Neal, "Earning a Degree Online." CBS News.
Stephanie Coleman, "Why Do Students Like Online Learning." World Wide Learn.


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